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Garage sales are a great way to get your house cleaned up and clutter free, and they are also a way to make some money.

The recession continues to plague this country and its time to take a look at your personal finances and how you will cope. Do not rely on a stimulus check to be the solution. The recession will have to play itself out over time in the natural economic cycle that capitalism allows

Saving money on electricity and gas utilities can be as easy as making a few minor adjustments in your day-to-day life. Every penny and dime saved adds up to a considerable amount of money day after day. When combined, the following tips in this article can help cut your electricity and gas use considerably.

So you’ve decided to become a frugal utility user and cut back a bit on cold showers, dark rooms, and hot, miserable summers from here on out? No more warm, cozy winter nights? No more long-distance phone calls?

Your first reaction to uncomfortable temperatures may be to run for the thermostat. An easier and more energy-efficient way to deal with the extremes of heat and cold is to dress appropriately. Wear light-colored, lightweight, breathable natural fabrics in summer.