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Everyone is always trying to tell you what to do with your money, including the media. Should you listen to them?

Falling interest rates might be good news for borrowers but they are disastrous for savers, particularly those such as seniors who rely on interest as a significant part of their income. This article offers advice on how to mitigate the effects of low rates of return on savings.

Every investor wants to buy an investment that continues to go up in value to reward them for the risk they are taking by investing. The reality of investing and the associated risks that come with investing is sometimes our investments will go down in value, sometimes they stay down and sometimes they rebound quickly. When our investments shrink in value to the point where they are less than what we bought them for, new choices become available to the investor with strong tax considerations.

There has been a lot of talk about the big winners when interest rates fall - i.e. borrowers. But what about people who rely on a reasonable amount of interest on their deposit accounts - the savers

Stay on track and eat cheap and healthy foods. Oatmeal is a cheap and healthy food that can be eaten everyday.