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Does the word budget send chills up your spine? We know it did for us for many years

Handling your personal financial debt is much like being a professional athlete; in fact the similarities are amazing! I lived my younger life as a weightlifter and loved the success I experienced.

In the past, I used to keep spare change in various glass jars littered throughout the house, so I recently made the decision to buy a coin sorting machine.

I’ve often heard the term ‘rat race’ used to define the daily ritual that most of us go through - getting up for work (which just never seems to pay enough), commuting long distances, and paying off all those bills that come with our modern lifestyle.

If you are the parent of a teenager, then there is something you should know.