Something crazy is going on in the financial and economic market right now, and if you still haven’t felt the impact of the financial and real estate crisis yet, then you may see signs of this all over the radio, TV and internet. Just take a quick look at your 401(k) or the value of your real estate, and you will see that the values have plummeted over the last 6 months. Are you making these same decisions you made yesterday in a financial market gone mad?